Terms of Service

Last Updated: July 22, 2025

These Terms of Service (“Terms”) govern your access to and use of the online educational services, software, webinars, digital video courses, community forums and related offerings (collectively, the “Services”) provided by Invisdata d.o.o. (“Company,” “we,” “us,” or “our”), a limited liability company organized under the laws of Slovenia, with its principal place of business at Bazoviška Cesta 16a, 6240 Kozina, Slovenia. By accessing or using the Services, you (“you,” “your,” or “Student”) agree to be bound by these Terms.

1. Definitions

“Account” means the profile you create to access the Services.
“Course Materials” means all videos, written materials, templates, software, graphics, recordings, and any other content provided in connection with the Services.
“Community” means the private online forum, chat groups, and live Q&A events that may be offered on a subscription basis.
“Free Webinar” means any live or prerecorded introductory session offered without charge.
“Digital Video Course” means a paid, self‑paced course delivered via a third‑party learning management platform (e.g., a Kajabi‑style site).
“Subscription” means a recurring payment plan granting access to the Community or other recurring Services.

2. Eligibility & User Responsibilities

Age Requirement. You must be at least 18 years old to use the Services. By enrolling, you represent and warrant that you meet this requirement.
Authority. If you are acting on behalf of an organization, you warrant you have the legal authority to bind that organization to these Terms.
Accurate Information. You agree to provide true, accurate, current, and complete information when creating an Account or requesting Services. You must update your information to keep it accurate.
Account Security. You are solely responsible for safeguarding your login credentials. You agree not to share access to your Account and to notify us immediately if you suspect any unauthorized use.

3. Services & Access

Free Webinar. Registration is required but free of charge. Content may be live or prerecorded. Access is limited to one viewing per registration.
Digital Video Course. Delivered through our third‑party learning platform. Course modules, exercises, and downloads are accessible via your Account forever from the date of purchase, unless otherwise specified.
Community Subscription. Offers ongoing access to private forums, peer‑to‑peer networking, Q&A sessions, and occasional guest expert. Billed annually.
Beta Features & New Offerings. From time to time we may roll out new features in beta. Your use of any beta offering is subject to these Terms plus any additional beta terms we provide.

4. Registration & Account Termination

Registration Process. You must register via our platform, agree to these Terms, and verify your email address.
Account Termination by You. You may cancel your Account at any time through your dashboard. Cancellation of your Account will not automatically trigger refunds—see Section 5.
Suspension or Termination by Us. We reserve the right, in our sole discretion, to suspend or terminate your Account and access to the Services for any reason, including without limitation breach of these Terms or illegal conduct.
Effect of Termination. Sections 6 (Prohibited Conduct), 7 (Intellectual Property), 8 (Disclaimers), 8A (Earnings Disclaimer), 9 (Limitation of Liability), 11 (Indemnification), 12 (Governing Law & Dispute Resolution), 13 (Changes), 14 (Miscellaneous) survive any termination or expiration of these Terms.

5. Pricing, Payment, Refunds & Cancellation

Pricing & Payment Methods
- All fees are quoted and billed in U.S. Dollars (USD).
- We accept major credit cards (Visa, MasterCard, American Express) and PayPal.
- You authorize us to charge your chosen payment method for all fees due.
Digital Video Course
- One‑Time Purchase: Single payment as shown at checkout.
- Installment Plan: Divide the total into two or more payments; your access is enabled after the first payment. Failure to remit subsequent payments may result in suspension of access until paid in full.
Community Subscription
- Billed annually in advance.
- Automatically renews at the end of each 12‑month term unless cancelled at least 30 days before the renewal date.
Free Webinar
- No charge; registration required. We reserve the right to limit attendance.
Refund Policy
- Digital Video Course: You may request a full refund within 30 days of purchase provided you have viewed no more than 10% of the total video content.
- Community Subscription: Refund requests must be made within 30 days of your initial subscription date; after that period, all renewal subscription fees are non‑refundable.
- Administrative Fee: All approved refunds will be subject to a USD 49 administrative/processing fee, deducted from the refund amount.
- How to Request: Email refund@joshwilliams-academy.com with your order details and refund request. We reserve the right to audit your course usage data before issuing any refund.
Cancellation of Subscriptions
- To avoid renewal charges, you must cancel via your account settings or by emailing support at least 30 days prior to renewal.

6. Prohibited Conduct

In connection with your use of the Services, you agree not to:

Copy, reproduce, distribute, transmit, or create derivative works of Course Materials without express written permission.
Reverse engineer, decompile, disassemble, or otherwise attempt to discover source code.
Share your login credentials, or allow multiple individuals to use one Account.
Use the Services to infringe any intellectual property, privacy, or other rights of third parties.
Post or transmit any content that is unlawful, defamatory, obscene, harassing, or otherwise objectionable.
Use bots, spiders, scrapers, or other automated means to access the Services.
Interfere with or disrupt the integrity or performance of the Services or third‑party networks.
Circumvent or disable any security or technological features of the Services.

Violation of any of the above may result in immediate termination of your Account, and we reserve the right to pursue all available legal remedies.

7. Intellectual Property

Ownership. All right, title, and interest in and to the Services—including Course Materials, platform code, trademarks, logos, designs, audio, and video—is owned exclusively by Invisdata d.o.o. or its licensors.
License Grant. Upon full payment of applicable fees and subject to these Terms, you receive a limited, non‑exclusive, non‑transferable, revocable license to access and view Course Materials for your personal, non‑commercial use.
Restrictions. You may not sell, license, rent, distribute, publicly perform or publicly display Course Materials, or otherwise use them for any commercial purpose not expressly permitted.
Feedback. If you submit suggestions or feedback regarding the Services, you assign all right, title, and interest in such feedback to the Company, and we may use it without restriction.

8. Disclaimers

“As Is” & “As Available.” The Services are provided “as is” and “as available,” with all faults and without warranty of any kind.
No Guarantees. We do not guarantee that you will achieve any specific business, financial, or other results.
Professional Advice. The Services do not constitute legal, tax, financial, or professional advice; you should consult qualified professionals before acting on any information.
Third‑Party Links. The Services may include links to third‑party websites or resources; we have no control over, and assume no responsibility for, their content or availability.

8A. Earnings Disclaimer

The following Earnings Disclaimer is an essential part of these Terms and applies to all products, programs, courses, coaching, and Services offered by the Company:

No Income Guarantee. Every effort has been made to accurately represent our Services and their potential. There is no guarantee that you will earn any money using the techniques and ideas presented in our courses. Examples shown are not a promise or guarantee of earnings.
Success Depends on Individual Effort. Your success depends on your individual capacity, dedication, motivation, and desire. We make no guarantees that you will achieve any specific results (including income) using our ideas, tools, strategies, or recommendations.
Risks & Uncertainties. You acknowledge that any business or commerce endeavor entails risk of loss of capital and you accept full responsibility for your actions, results, and outcomes.
Past Performance. Testimonials, case studies, or examples presented are exceptional results and not typical.
No Professional Relationship. No professional/client relationship is created by your use of the Services. Always seek the advice of suitably qualified professionals regarding your specific circumstances.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, under no circumstances shall Invisdata d.o.o., its officers, directors, employees, agents, or affiliates be liable for:

Indirect Damages. Any indirect, incidental, special, punitive, or consequential damages, including but not limited to lost profits, loss of business, or loss of data.
Aggregate Liability. Our total aggregate liability arising from or related to these Terms or the Services shall not exceed the total fees paid by you to us during the 3‑month period immediately preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Invisdata d.o.o. and its officers, directors, employees, agents and affiliates from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:

Your breach of these Terms;
Your violation of any applicable law or third‑party right;
Your use of the Services, including any content you upload or transmit;
Any earnings, income, or business decisions you make in reliance on the Services.

11. Governing Law & Dispute Resolution

Governing Law. These Terms are governed by the laws of Switzerland, without regard to conflict of laws principles.
Venue & Jurisdiction. Any dispute arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located in Zurich, Switzerland. You consent to personal jurisdiction and venue there.
Waiver of Jury Trial. To the fullest extent permitted by law, you and the Company waive any right to a jury trial in any dispute.

12. Changes to Terms

We may modify these Terms at any time by posting a revised version on our website. The revised Terms will take effect on the date indicated. Your continued use of the Services after that date constitutes acceptance of the updated Terms.

13. Electronic Communications

By using the Services, you consent to receive electronic communications from us (e.g., emails, SMS, push notifications). You agree that all agreements, notices, disclosures, and other communications that we provide electronically satisfy any legal requirement that such communications be in writing.

14. Miscellaneous

Entire Agreement. These Terms and any purchase confirmation constitute the entire agreement between you and the Company regarding the Services.
Severability. If any provision of these Terms is held to be unenforceable, the remainder of these Terms will remain in full force and effect.
No Waiver. The failure of either party to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
Assignment. You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms at our sole discretion.